How Long Will It Take On Claim To Recoup Premiums Paid

Change Profile

Hypothetical Annual Premium of $2,1961
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,196
$240
9
53
$4,392
$252
17
54
$6,588
$265
25
55
$8,784
$278
32
56
$10,980
$292
38
57
$13,176
$307
43
58
$15,372
$322
48
59
$17,568
$338
52
60
$19,764
$355
56
61
$21,960
$373
59
62
$24,156
$392
62
63
$26,352
$412
64
64
$28,548
$433
66
65
$30,744
$455
68
66
$32,940
$478
69
67
$35,136
$502
70
68
$37,332
$527
71
69
$39,528
$553
71
70
$41,724
$581
72
71
$43,920
$610
72
72
$46,116
$640
72
73
$48,312
$672
72
74
$50,508
$706
72
75
$52,704
$741
71
76
$54,900
$778
71
77
$57,096
$817
70
78
$59,292
$858
69
79
$61,488
$901
68
80
$63,684
$946
67
81
$65,880
$993
66

1. Interest credited at the end of the year. Hypothetical premium based on $ $240/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.